It's yours to…

Own. The money in your Health Savings Account is always yours, even if you change jobs, switch your health plan, become unemployed, retire or move to another state.

Grow. Your unused HSA balance rolls over from year to year.

Save. HSAs have tax-free deposits, tax-free earnings and tax-free withdrawals.*

Choose. Use for current expenses, save for the future or explore investment options. It's your money. It’s your future. It’s your UMB HSA


Contribution Limits

Are you 55 or older? If so, you could be making extra "catch-up" contributions.




2017 $3,400 $6,750
2018 $3,450 $6,900

You are able to make contributions to your HSA for the 2017 tax year through April 17, 2018.   Beginning January 1, 2018 if you want to make additional contributions for the 2017 tax year you will need to submit the contribution to us as “Prior Year” Contributions using the contribution form.  Learn more about filing your tax return.

*States can choose to follow the federal tax-treatment guidelines for HSAs or establish their own; some states tax HSA contributions. If you have questions about your tax implications, consult your tax advisor.

Introducing UMB HSA Saver an easier way to invest in your HSA

Now you can invest your HSA savings in UMB HSA Saver and take advantage of our easy-to-use investing platform.

HSAs build long-term wealth

HSAs are available to help pay for current qualified medical expenses as well as to save for future expenses, all in a tax-exempt account.

Watch how to use your HSA

Make the most of your HSA by watching this informational video.