It's yours to…
Own. The money in your Health Savings Account is always yours, even if you change jobs, switch your health plan, become unemployed, retire or move to another state.
Grow. Your unused HSA balance rolls over from year to year.
Save. HSAs have tax-free deposits, tax-free earnings and tax-free withdrawals.*
Choose. Use for current expenses, save for the future or explore investment options. It's your money. It’s your future. It’s your UMB HSA
Are you 55 or older? If so, you could be making extra "catch-up" contributions.