UMB’s complete Benefit Spending Accounts Solution is designed to fit the needs of all your employees. This includes helping each employee reach his or her personal financial goals for now and the future.

As both the HSA custodian and plan administrator for benefit spending accounts, we provide the seamless administration and support you need to bring your benefit strategy to life.

Benefit Spending Accounts:

HSA Contribution Limits

Are you 55 or older? If so, you could be making extra "catch-up" contributions




2023 $3,850 $7,750
2024 $4,150 $8,300
HSA Saver pages

Introducing UMB HSA Saver

UMB HSA Saver is a unique investment platform designed with ease in mind. Account holders can easily research, buy and sell funds with a couple clicks.

How to use RecepitVault

How to Use ReceiptVault

Easily track and manage your healthcare receipts using ReceiptVault.

HSA FAQ Resource

HSA FAQ Resource

Find answers to your most common HSA questions in our comprehensive HSA FAQ section.