Healthcare solutions that make you stand out. That’s the UMB Advantage.

UMB has been at the forefront of payment technologies since the mid-‘90s. Whether you need a fully customized solution, an off-the-shelf solution or something in between, UMB can provide you with time-tested, top-notch health savings account custodial services and multipurpose debit cards, under your own brand and at a competitive price. 

Why make things harder than they need to be? Our industry-leading experience, technology and services save you time and money.

Connect to HSA Success

UMB by the numbers

  • More than $3.3 billion in HSA assets held on behalf of account holders
  • More than1.4 million individual accounts
  • More than 5.7 million healthcare spending account cards
  • A/A- rating by Fitch/Standard & Poor’s
  • More than 100 years in business
  • For more information contact us.



    UMB Healthcare Services can address virtually any need by providing customizable solutions, including custodial services for HSAs, multipurpose debit cards and other innovative healthcare payment solutions.

    Employers want an easy and effective consumer-driven health care solution, and that’s just what we’ll provide. Our systems can integrate to deliver a seamless experience to your clients and their employees.

    Nobody does benefits communication better than UMB Healthcare Services. Our comprehensive implementation and benefits communication toolkits, and marketing and sales resources make communication easy, improve the overall experience for your clients and their employees, and help them make sure they get the full value from their benefits and consumer-directed health care strategy.

    Introducing UMB HSA Saver

    UMB HSA Saver is a unique investment platform designed with ease in mind. Account holders can easily research, buy and sell funds with a couple clicks.

    HSA FAQ Resource

    Find answers to your most common HSA questions in our comprehensive HSA FAQs section.

    How to Use ReceiptVault

    Easily track and manage your healthcare receipts using ReceiptVault.