Investments

The UMB Health Savings Account (HSA) is much more than an account for medical expenses. The UMB HSA provides investment options to help your clients' employees reach their financial goals.

Once enrolled in a UMB HSA, account holders can decide how contributions should be invested. (All funds are initially deposited in an HSA Deposit Account at UMB Bank.)

When the HSA Deposit Account balance reaches the minimum set by the HSA administrator (typically $1,000), account holders have the option to invest their HSA funds into the UMB HSA Saver® investment portfolio .

a variety of 

or a money market sweep account

Important note: Account holders do not have to enroll in the money market sweep in order to invest in the UMB HSA Saver portfolio.

Investing with UMB HSA Saver® 

UMB HSA Saver is a simple, yet powerful tool to help you invest your HSA. After you have reached the required account balance, you can open an HSA Saver investment portfolio. HSA Saver makes investing:

  • Simple. You decide how much and how often to invest for one low monthly fee, no fund minimums and no trading fees.
  • Fast. It only takes a few minutes to enroll and get started.
  • Smart. Backed by UMB’s* experience and insight, HSA Saver is a powerful tool that just made investing a whole lot easier.

Learn more about the UMB HSA Saver investment option.

 

†Investments in securities through UMB HSA Saver are:

Not FDIC Insured • May Lose Value • No Bank Guarantee

*UMB Investment Management selects mutual funds in various asset classes for inclusion in the UMB HSA Saver® Investment Program. UMB Investment Management is a department of UMB Bank, n.a. UMB Bank, n.a. is a wholly owned subsidiary of UMB Financial Corporation.

UMB Custody Services provides safekeeping and settlement of the mutual fund investments in the UMB HSA Saver investment program. UMB Custody Services is a division of UMB Bank, n.a.

Introducing UMB HSA Saver

UMB HSA Saver is a unique investment platform designed with ease in mind. Account holders can easily research, buy and sell funds with a couple clicks.

Dynamics of ObamaCare A Real-time Update

HSAs are available to help pay for current qualified medical expenses as well as to save for future expenses, all in a tax-exempt account.

Take the guesswork out of HSA Administration

The UMB HSA empowers you with robust analytics, reporting tools and the communication support you'd expect from a top 10 HSA custodian


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