Qualified Medical Expenses FAQ

What are HSA qualified medical expenses?

The IRS publishes a list and description of HSA medical expenses in Publication 502, Medical and Dental Expenses‡, which is available on the IRS’s Web site‡. Typical HSA qualified medical expenses include:
  • Medical expenses, insurance deductibles, co-pays, and other eligible expenses not covered by insurance
  • Hospital charges
  • Prescription drugs
  • Medical supplies
  • Over-the-counter drugs, with a prescription from your provider
  • Eyeglasses, contact lenses, solutions and eye surgery
  • Vitamins, dietary supplements, weight loss drugs, if approved by your doctor
  • Dental services, orthodontics and psychologist's fees
  • Smoking cessation programs and related over-the-counter drugs, with a prescription from your provider

UMB HSA Saver

UMB HSA Saver is a unique investment platform designed with ease in mind. Account holders can easily research, buy and sell funds with a couple clicks.

How to Use ReceiptVault

You’ll hear from HSA experts who will cover key topics that your clients and other HSA account holders probably don’t understand and discuss several lesser-known strategies to help them take their HSA game to the next level.‡

Healthcare Payment Solutions to fit your needs.

See how UMB Healthcare Services can serve YOU.