Qualified Medical Expenses FAQ

What are HSA qualified medical expenses?

The IRS publishes a list and description of HSA medical expenses in Publication 502, Medical and Dental Expenses‡, which is available on the IRS’s Web site‡. Typical HSA qualified medical expenses include:
  • Medical expenses, insurance deductibles, co-pays, and other eligible expenses not covered by insurance
  • Hospital charges
  • Prescription drugs
  • Medical supplies
  • Over-the-counter drugs, with a prescription from your provider
  • Eyeglasses, contact lenses, solutions and eye surgery
  • Vitamins, dietary supplements, weight loss drugs, if approved by your doctor
  • Dental services, orthodontics and psychologist's fees
  • Smoking cessation programs and related over-the-counter drugs, with a prescription from your provider


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