family planning healthcare spending

Health Savings Accounts

Healthy financial plans include an HSA

A health savings account (HSA) is a smart tool that can help you prepare for your current and future healthcare expenses.

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Benefit Spending Accounts

One Simple Solution

For HSAs, FSAs, HRAs, and Commuter accounts, you need a partner that’s stable, flexible, efficient, and driven to delight.

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Healthy financial plans include a health savings account (HSA)

  • HSA five QA

    Five questions and answers about health savings accounts (HSAs)

    During open enrollment , many want to better understand their benefit options. Below are the top 5 questions about health savings accounts. 1. What are some of the key benefits that health savings accounts bring? With an HSA, the money...

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  • HSA life stage

    How to maximize your health savings account at various stages of your life

    Open enrollment is the perfect time to learn about a health savings account (HSA) and how to utilize it as a lifelong financial tool. What is an HSA? An HSA is an individually owned, tax-advantaged account that may be used...

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  • HSA grow retirement

    HSAs can help grow confidence in retirement planning

    Despite the increase in boomers retiring, 27% of retirees feel not too confident, or not at all confident, in their ability to live comfortably in retirement, according to the 2023 Employee Benefits Research Institute ‡ Retirement Confidence survey. This lack...

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  • benefits of health savings account

    Benefits of a health savings account in your financial plan

    Reviewing your healthcare spending and saving strategy can help you gain financial confidence in the coming year. With the effects of the pandemic continuing to impact finances, using a health savings account to offset current or future healthcare expenses is...

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  • savings for retirement

    How to build your retirement savings (infographic)

    Building and maintaining retirement savings is one of the most important long-term financial goals for many Americans. Regardless of your personal situation, having a plan for your golden years is a smart move—although getting started may seem overwhelming. Review these...

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Talk to a UMB Sales Representative

Regional UMB Sales Representatives are available for assistance with partner support, employer support, and HDHP/HSA education.

About UMB Healthcare Services

UMB Healthcare Services, a division of UMB Bank, n.a., delivers healthcare payment solutions including custodial services for health savings accounts (HSAs) and private label, multipurpose debit cards to insurance carriers, third-party administrators, software companies, employers and financial institutions.

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UMB by the numbers

As an established leader in the financial healthcare service industry, UMB brings a wealth of expertise to the full spectrum of benefit account administration.

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    110 years of financial leadership

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    More than 5.8 million Healthcare cards in circulation

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    Nearly 1.5 million Health savings accounts totaling more than $3.75 billion in assets and deposits

CONTACT US

Please contact UMB Healthcare Services with any questions or comments.

Individuals: 866.520.4HSA (4472)

Employers: 855.664.4160

Partners: 888.677.1115

Customer service representatives are available:
Monday through Friday, 7 a.m. to 7:30 p.m. CT
Saturday, 8 a.m. to 5 p.m. CT
Automated account information is available 24-hours a day.

Mailing Address: UMB Bank, n.a., UMB Healthcare Services, P.O. Box 419226, Kansas City, MO 64141

Funds in an HSA Deposit Account are held at UMB Bank, n.a., Member FDIC.

Benefit spending accounts are NOT deposits or obligations of UMB Bank, N.A. and are NOT insured by the FDIC.

High-Deductible Health Plans constitute insurance products, which are not offered by UMB Bank, n.a. and are not FDIC-insured.

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