A New Way to Invest in Your Future

UMB HSA Saver® has been designed to provide a simplified approach to your HSA investments. Backed by UMB’s1 experience and insight, HSA Saver is a powerful tool that just made investing a lot easier.

Invest Your Way

You decide how much and how often to invest for one low monthly fee, no fund minimums, and no trading fees.

Invest Simply

After signing up, choosing your funds takes minutes. And independent data from Morningstar®2 helps you invest with confidence.

Invest from Anywhere

Our simple site allows quick management of your account. You can research funds, buy, or sell, all from your computer, tablet or smartphone.

Invest in Real Benefits

HSAs have the potential to offer tax-free deposits, tax-free earnings, and tax-free withdrawals — something not seen in other retirement accounts.3

Invest with Confidence

UMB Investment Management takes the guesswork out of mutual fund selection by vetting mutual funds in various asset classes for inclusion in the UMB HSA Saver Investment Program. Since 1927 UMB has been a trusted provider of experienced investment services.

Download our UMB HSA Saver Brochure or see list of mutual funds for more information.


Investments in securities through UMB HSA Saver are:
Not FDIC Insured • May Lose Value • No Bank Guarantee

1UMB Investment Management selects mutual funds in various asset classes for inclusion in the UMB HSA Saver® Investment Program. UMB Investment Management is a department of UMB Bank, n.a. UMB Bank, n.a. is a wholly owned subsidiary of UMB Financial Corporation.

UMB Custody Services provides safekeeping and settlement of the mutual fund investments in the UMB HSA Saver investment program. UMB Custody Services is a division of UMB Bank, n.a.

2Generally, data on mutual funds is provided by Morningstar, Inc. Although UMB believes the data gathered from these third party sources is reliable, it does not review such information and cannot warrant it to be accurate complete or timely. UMB is not responsible for any damages or losses arising from any use of this third-party information.

3All mention of taxes is made in reference to federal tax law. State taxes may vary. Consult your tax advisor for details.

How to Use ReceiptVault

HSAs are available to help pay for current qualified medical expenses as well as to save for future expenses, all in a tax-exempt account.

Watch how to use your HSA

Make the most of your HSA by watching this informational video.