Get Started

You are only a few steps away from opening your UMB Health Savings Account (HSA).

You will need to complete the following steps:

  • Review the HSA eligibility requirements
  • Read and accept the ESIGN agreement
  • Review and accept the HSA Disclosure Documents
  • Designate a beneficiary
  • Enter your personal information into the secure HSA Enrollment Form
  • Read and accept the Account Owner's Adoption and Enrollment Agreement
  • Enrollment verification


After the enrollment process is complete, you will receive your UMB HSA Welcome Packet by mail in five to seven business days.
UMB is committed to protecting your privacy. All information provided during the enrollment process to UMB on our website uses
the latest 128-bit encryption and Secure Socket Layer (SSL) technology to protect your data transmissions and ensure your privacy and

My Investments

UMB HSA Saver an easier way to invest in your HSA

Invest your HSA savings in UMB HSA Saver and take advantage of our easy-to-use investing platform.

How to Use Receipt Vault Video

How to Use ReceiptVault

Easily track and manage your healthcare receipts using ReceiptVault.

How to use your HSA

Watch how to use your HSA

Make the most of your HSA by watching this informational video.