Qualified Medical Expenses FAQ

What are HSA qualified medical expenses?

The IRS publishes a list and description of HSA medical expenses in Publication 502, Medical and Dental Expenses‡, which is available on the IRS’s Web site‡. Typical HSA qualified medical expenses include:
  • Medical expenses, insurance deductibles, co-pays, and other eligible expenses not covered by insurance
  • Hospital charges
  • Prescription drugs
  • Medical supplies
  • Over-the-counter drugs, with a prescription from your provider
  • Eyeglasses, contact lenses, solutions and eye surgery
  • Vitamins, dietary supplements, weight loss drugs, if approved by your doctor
  • Dental services, orthodontics and psychologist's fees
  • Smoking cessation programs and related over-the-counter drugs, with a prescription from your provider

‡When you click this link, you will leave UMB’s Web site and will go to a Web site that is not controlled by or affiliated with UMB. We have provided this link for your convenience. However, we do not endorse or guarantee any products or services you may view on other sites. Other Web sites may not follow the same privacy policies and security procedures that UMB does so please review their policies and procedures carefully.

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