Debit versus Credit FAQ

Is this card like other debit cards?

No, the HSA debit card can only be used for qualified healthcare expenses. This card can only be used at specific healthcare-related merchants that accept debit cards.

When asked by a merchant or directed by a point-of-sale system to choose a payment method, should I select debit or credit?

When making a purchase using a keypad or screen, select “credit.” If there’s no keypad or screen, give the card to the merchant. When asked if you want to make a credit or debit purchase, say “credit.”

Introducing UMB HSA Saver an easier way to invest in your HSA

Now you can invest your HSA savings in UMB HSA Saver and take advantage of our easy-to-use investing platform.

How to Use Receipt Vault Video

How to Use ReceiptVault

Easily track and manage your healthcare receipts using ReceiptVault.

How to use your HSA

Watch how to use your HSA

Make the most of your HSA by watching this informational video.