Glossary
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Glossary - S
Salary Reduction Plan
See Cafeteria Plan
Schedule of Fees
Listing of fees related to an account that an accountholder could incur.
Section 125 Plan
See Flexible Spending Accounts
Spending Account
Accounts used to pay for qualified medical expenses and/or benefit expenses. Spending accounts normally include Flexible Spending Accounts (FSAs), Health Reimbursement Arrangements (HRAs), Health Savings Accounts (HSAs), Transit Spending Accounts (TSAs), and Dependent Care Accounts (DCAs).
Subscriber
See Enrollee
Substantiation
The procedure of providing proof of purchase for a healthcare claim (typically, receipts).
Suspended HRA
Spending account where the employee has elected to forgo health reimbursements for the coverage period. Suspended HRAs may be combined with HSAs depending on plan design.
Introducing UMB HSA Saver
UMB HSA Saver is a unique investment platform designed with ease in mind. Account holders can easily research, buy and sell funds with a couple clicks.

HSA FAQ Resource
Find answers to your most common HSA questions in our comprehensive HSA FAQ section.