Is UMB responsible for tracking a maximum limit on contributions to MSAs and HSAs?
UMB is responsible for not accepting MSA contributions in excess of 75 percent of the highest annual deductible limit and HSA contributions that cause the HSA annual contributions to exceed the IRS annual contribution level for family plus catch-up. UMB rejects the entire contribution if it is determined that any portion of a contribution is more than the annual limits.

Introducing UMB HSA Saver
UMB HSA Saver is a unique investment platform designed with ease in mind. Account holders can easily research, buy and sell funds with a couple clicks.

HSA FAQ Resource
Find answers to your most common HSA questions in our comprehensive HSA FAQs section.