Do contributions to an HSA in any way affect an individual's ability to contribute to an individual retirement account (IRA)?

HSA contributions won't affect one’s IRA limits. The HSA is a way to save additional funds for retirement. The advantage over an IRA is that the HSA accountholder can withdraw funds tax-free if the funds are used to pay for qualified medical expenses.

Introducing UMB HSA Saver

UMB HSA Saver is a unique investment platform designed with ease in mind. Account holders can easily research, buy and sell funds with a couple clicks.

How to Use ReceiptVault

HSAs are available to help pay for current qualified medical expenses as well as to save for future expenses, all in a tax-exempt account.

Take the guesswork out of HSA Administration

The UMB HSA empowers you with robust analytics, reporting tools and the communication support you'd expect from a top 10 HSA custodian