How would an employer design wellness incentives into an HSA without violating discrimination rules?
The most important issue is making sure that all employees covered under the Section 125 plan have the same ability to participate in the incentives. If one looks at how non-discrimination testing is performed, the important concept is that there is parity – not necessarily that every employee is given the same amount (such as with comparability), but that they have the same opportunity.
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HSA FAQ Resource
Find answers to your most common HSA questions in our comprehensive HSA FAQs section.