What does it mean to establish an HSA?

This is the date the HSA is legally established according to the trust laws in the state that the HSA is governed under. For UMB, an HSA is established once the individual agrees to HSA disclosures, including the custodial agreement, Terms and Conditions of the HSA, and the UMB Healthcare Services Privacy Policy and there are funds in the HSA. While the individual may agree to the disclosures in advance, no funds should be deposited until the first day of the month that all eligibility requirements are met.

Introducing UMB HSA Saver

UMB HSA Saver is a unique investment platform designed with ease in mind. Account holders can easily research, buy and sell funds with a couple clicks.

How to use RecepitVault

How to Use ReceiptVault

Easily track and manage your healthcare receipts using ReceiptVault.

HSA FAQ Resource

Find answers to your most common HSA questions in our comprehensive HSA FAQs section.