What if the individual had an HSA before opening a UMB HSA? What is the HSA establishment date then?

If a new UMB HSA accountholder has another HSA, their establishment date is considered to be the date of the other HSA. The UMB HSA is deemed to be established when the first HSA was established if the prior HSA had a balance greater than zero at any time during the 18-month period ending on the date the later UMB HSA was established.

Introducing UMB HSA Saver

UMB HSA Saver is a unique investment platform designed with ease in mind. Account holders can easily research, buy and sell funds with a couple clicks.

How to Use ReceiptVault

HSAs are available to help pay for current qualified medical expenses as well as to save for future expenses, all in a tax-exempt account.

Take the guesswork out of HSA Administration

The UMB HSA empowers you with robust analytics, reporting tools and the communication support you'd expect from a top 10 HSA custodian