What if the individual had an HSA before opening a UMB HSA? What is the HSA establishment date then?

If a new UMB HSA accountholder has another HSA, their establishment date is considered to be the date of the other HSA. The UMB HSA is deemed to be established when the first HSA was established if the prior HSA had a balance greater than zero at any time during the 18-month period ending on the date the later UMB HSA was established.

Introducing UMB HSA Saver

UMB HSA Saver is a unique investment platform designed with ease in mind. Account holders can easily research, buy and sell funds with a couple clicks.

How to use RecepitVault

How to Use ReceiptVault

Easily track and manage your healthcare receipts using ReceiptVault.

HSA FAQ Resource

Find answers to your most common HSA questions in our comprehensive HSA FAQs section.

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