How is an HSA established or opened?

An HSA is established by agreeing to the UMB disclosures (written HSA custodial agreement, Terms and Conditions, and Privacy Statement) and by funding the account. The IRS allows an individual to establish an HSA on the first of the month or any day after all the eligibility requirements are met.

Introducing UMB HSA Saver

UMB HSA Saver is a unique investment platform designed with ease in mind. Account holders can easily research, buy and sell funds with a couple clicks.

How to use RecepitVault

How to Use ReceiptVault

Easily track and manage your healthcare receipts using ReceiptVault.

HSA FAQ Resource

Find answers to your most common HSA questions in our comprehensive HSA FAQs section.