What if an individual has medical expenses that are more than the amount of money they have in their HSA?

If an individual needs to pay a medical expense that is more than the money they have set aside in their HSA, they can pay the bill out of personal non-HSA funds, and then reimburse themselves in the future as soon as those funds become available in their HSA.

Introducing UMB HSA Saver

UMB HSA Saver is a unique investment platform designed with ease in mind. Account holders can easily research, buy and sell funds with a couple clicks.

How to Use ReceiptVault

HSAs are available to help pay for current qualified medical expenses as well as to save for future expenses, all in a tax-exempt account.

Take the guesswork out of HSA Administration

The UMB HSA empowers you with robust analytics, reporting tools and the communication support you'd expect from a top 10 HSA custodian