What if an individual has medical expenses that are more than the amount of money they have in their HSA?
If an individual needs to pay a medical expense that is more than the money they have set aside in their HSA, they can pay the bill out of personal non-HSA funds, and then reimburse themselves in the future as soon as those funds become available in their HSA.

Introducing UMB HSA Saver
UMB HSA Saver is a unique investment platform designed with ease in mind. Account holders can easily research, buy and sell funds with a couple clicks.

HSA FAQ Resource
Find answers to your most common HSA questions in our comprehensive HSA FAQs section.