Does an HSA have to have money in it before it can be used to pay a provider?

The HSA is a personal bank account in the accountholder’s name. As such, just like a checking account, the funds must be in the account before it is available to be used to pay for any expense.

Introducing UMB HSA Saver

UMB HSA Saver is a unique investment platform designed with ease in mind. Account holders can easily research, buy and sell funds with a couple clicks.

How to Use ReceiptVault

HSAs are available to help pay for current qualified medical expenses as well as to save for future expenses, all in a tax-exempt account.

Take the guesswork out of HSA Administration

The UMB HSA empowers you with robust analytics, reporting tools and the communication support you'd expect from a top 10 HSA custodian