Does an HSA have to have money in it before it can be used to pay a provider?

The HSA is a personal bank account in the accountholder’s name. As such, just like a checking account, the funds must be in the account before it is available to be used to pay for any expense.

Introducing UMB HSA Saver

UMB HSA Saver is a unique investment platform designed with ease in mind. Account holders can easily research, buy and sell funds with a couple clicks.

How to Use ReceiptVault

Easily track and manage your healthcare receipts using ReceiptVault.

HSA FAQ Resource

Find answers to your most common HSA questions in our comprehensive HSA FAQs section.