Who is eligible for an HSA?

An eligible individual may establish an HSA. An eligible individual means, with respect to any month, an individual who is covered under an HDHP as of the first day of the month; is not also covered by any other health plan that is not an HDHP (with certain exceptions for certain types of permitted coverage(s), as discussed more here); is not entitled to Medicare benefits; and is not claimed as a dependent on another persons tax return.

Introducing UMB HSA Saver

UMB HSA Saver is a unique investment platform designed with ease in mind. Account holders can easily research, buy and sell funds with a couple clicks.

How to Use ReceiptVault

HSAs are available to help pay for current qualified medical expenses as well as to save for future expenses, all in a tax-exempt account.

Take the guesswork out of HSA Administration

The UMB HSA empowers you with robust analytics, reporting tools and the communication support you'd expect from a top 10 HSA custodian