Investments

The UMB Health Savings Account (HSA) is much more than an account for medical expenses. The UMB HSA provides investment options to help your clients' employees reach their financial goals.

Once enrolled in a UMB HSA, account holders can decide how contributions should be invested. (All funds are initially deposited in an HSA Deposit Account at UMB Bank.)

When the HSA Deposit Account balance reaches the minimum set by the HSA administrator (typically $1,000), account holders have the option to invest their HSA funds into the UMB HSA Saver® investment portfolio.

 

Investing with UMB HSA Saver®

UMB HSA Saver is a simple, yet powerful tool to help your clients' employees invest in their HSA. After they have reached the required account balance, investors can open a UMB HSA Saver investment portfolio. HSA Saver makes investing:

  • Simple. Investors decide how much and how often to invest for one low monthly fee, no fund minimums and no trading fees.
  • Fast. It only takes a few minutes to enroll and get started.
  • Smart. Backed by UMB’s* experience and insight, HSA Saver is a powerful tool that just made investing a whole lot easier.

Learn more about the UMB HSA Saver investment option.

 

†Investments in securities through UMB HSA Saver are:

Not FDIC Insured • May Lose Value • No Bank Guarantee

*UMB Investment Management selects mutual funds in various asset classes for inclusion in the UMB HSA Saver® Investment Program. UMB Investment Management is a department of UMB Bank, n.a. UMB Bank, n.a. is a wholly owned subsidiary of UMB Financial Corporation.

UMB Custody Services provides safekeeping and settlement of the mutual fund investments in the UMB HSA Saver investment program. UMB Custody Services is a division of UMB Bank, n.a.

Invest in your HSA with UMB HSA Saver

Now you can invest your HSA savings in UMB HSA Saver and take advantage of our easy-to-use investing platforms.

HSAs build long-term wealth

HSAs are available to help pay for current qualified medical expenses as well as to save for future expenses, all in a tax-exempt account.

Take the guesswork out of HSA Administration

The UMB HSA empowers you with robust analytics, reporting tools and the communication support you'd expect from a top 10 HSA custodian