How would an employer design wellness incentives into an HSA without violating discrimination rules?

The most important issue is making sure that all employees covered under the Section 125 plan have the same ability to participate in the incentives. If one looks at how non-discrimination testing is performed, the important concept is that there is parity – not necessarily that every employee is given the same amount (such as with comparability), but that they have the same opportunity.

Introducing UMB HSA Saver

UMB HSA Saver is a unique investment platform designed with ease in mind. Account holders can easily research, buy and sell funds with a couple clicks.

How to Use ReceiptVault

HSAs are available to help pay for current qualified medical expenses as well as to save for future expenses, all in a tax-exempt account.

HSA FAQ Resource

Find answers to your most common HSA questions in our comprehensive HSA FAQs section.