What if an individual has medical expenses that are more than the amount of money they have in their HSA?

If an individual needs to pay a medical expense that is more than the money they have set aside in their HSA, they can pay the bill out of personal non-HSA funds, and then reimburse themselves in the future as soon as those funds become available in their HSA.

Introducing UMB HSA Saver

UMB HSA Saver is a unique investment platform designed with ease in mind. Account holders can easily research, buy and sell funds with a couple clicks.

How to Use ReceiptVault

Easily track and manage your healthcare receipts using ReceiptVault.

HSA FAQ Resource

Find answers to your most common HSA questions in our comprehensive HSA FAQs section.