Do HSA funds have to be used by the end of the year? Will funds be lost if not used by the end of the year?

The money in an HSA account carries over from year to year, so an individual won’t lose unused money each year like they would with an FSA. Best of all, their HSA balance is theirs to keep even if they change health plans, jobs or retire.

Introducing UMB HSA Saver

UMB HSA Saver is a unique investment platform designed with ease in mind. Account holders can easily research, buy and sell funds with a couple clicks.

How to Use ReceiptVault

HSAs are available to help pay for current qualified medical expenses as well as to save for future expenses, all in a tax-exempt account.

HSA FAQ Resource

Find answers to your most common HSA questions in our comprehensive HSA FAQs section.