Who may contribute to an HSA?

An HSA may receive contributions from an eligible individual or any other person, including an employer or a family member, on behalf of an eligible individual. Contributions, other than employer contributions or an employee's pre-tax payroll contributions, are deductible on the eligible individual's federal tax return whether or not the individual itemizes deductions or whether the accountholder or anyone else other than the employer makes the contribution. Contributions from all sources are aggregated for the purpose of applying the maximum annual contribution limit.

Introducing UMB HSA Saver

UMB HSA Saver is a unique investment platform designed with ease in mind. Account holders can easily research, buy and sell funds with a couple clicks.

How to Use ReceiptVault

HSAs are available to help pay for current qualified medical expenses as well as to save for future expenses, all in a tax-exempt account.

HSA FAQ Resource

Find answers to your most common HSA questions in our comprehensive HSA FAQs section.