What if the card doesn't work at the point of sale or the cashier says the transaction has been declined?

It may be necessary to use another form of payment. The decline may be due to the following reasons

  • The purchase was not considered an HSA-qualified medical expense.
  • The HSA balance was too low to cover the transaction.

Introducing UMB HSA Saver

UMB HSA Saver is a unique investment platform designed with ease in mind. Account holders can easily research, buy and sell funds with a couple clicks.

How to Use ReceiptVault

HSAs are available to help pay for current qualified medical expenses as well as to save for future expenses, all in a tax-exempt account.

HSA FAQ Resource

Find answers to your most common HSA questions in our comprehensive HSA FAQs section.