When asked by a merchant or directed by a point-of-sale system to choose a payment method, should "debit" or "credit" be selected?

When a purchase is made using a keypad or screen, “credit” should be selected. If there is no keypad or screen, the card will be given to the merchant to be processed as a credit transaction.

Introducing UMB HSA Saver

UMB HSA Saver is a unique investment platform designed with ease in mind. Account holders can easily research, buy and sell funds with a couple clicks.

How to Use ReceiptVault

Easily track and manage your healthcare receipts using ReceiptVault.

HSA FAQ Resource

Find answers to your most common HSA questions in our comprehensive HSA FAQs section.