Make the Most of Your
UMB Health Savings Account.
It’s yours to…

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Own. The money in your Health Savings Account is always yours, even if you change jobs, switch your health plan, become unemployed, retire or move to another state.

Grow. Your unused HSA balance rolls over from year to year.

Save. HSAs have tax-free deposits, tax-free earnings and tax-free withdrawals.*

Choose. Use for current expenses, save for the future or explore investment options.

It's your money. It’s your future. It’s your UMB HSA.


Introducing UMB HSA Saver® an easier way to invest in your HSA!
By saving for your healthcare needs in an HSA, you’ve already shown that you’re financially savvy. Now you can invest those savings in UMB HSA Saver and take advantage of our easy-to-use investing platform.
Read more.

HSAs build long-term wealth
Most people don’t realize that HSAs are one of the best long-term savings vehicles in the market today. Paired with high-deductible health plans, HSAs are available to help pay for current qualified medical expenses as well as to save for future expenses, all in a tax-exempt account. Read more.

Contribution Limits

New 2017 Contribution Limits

Year     Single     Family 
 2016    $3,350    $6,750
 2017    $3,400    $6,750
Read more

Are you 55 or older?
You could be making catch-up contributions.
Read more

*States can choose to follow the federal tax-treatment guidelines for HSAs or establish their own; some states tax HSA contributions. If you have questions about your tax implications, consult your tax advisor.

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