Make the Most of Your
UMB Health Savings Account.
It’s yours to…
Own. The money in your Health Savings Account is always yours, even if you change jobs, switch your health plan, become unemployed, retire or move to another state.
Grow. Your unused HSA balance rolls over from year to year.
Save. HSAs have tax-free deposits, tax-free earnings and tax-free withdrawals.*
Choose. Use for current expenses, save for the future or explore investment options.
It's your money. It’s your future. It’s your UMB HSA.
HSA Tax Time Help
With such great tax breaks, it’s probably not a surprise you’ll need to do some tax work. We’ll help you by supplying key IRS forms. But, it's up to you to file your annual federal and state income tax returns. Keep in mind:
You could be making catch-up contributions.
*States can choose to follow the federal tax-treatment guidelines for HSAs or establish their own; some states tax HSA contributions. If you have questions about your tax implications, consult your tax advisor.