Make the Most of Your
UMB Health Savings Account.
It’s yours to…

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Own. The money in your Health Savings Account is always yours, even if you change jobs, switch your health plan, become unemployed, retire or move to another state.

Grow. Your unused HSA balance rolls over from year to year.

Save. HSAs have tax-free deposits, tax-free earnings and tax-free withdrawals.*

Choose. Use for current expenses, save for the future or explore investment options.

It's your money. It’s your future. It’s your UMB HSA.


Did you know you can use your HSA for current or future expenses?
There is no statute of limitation for when your HSA funds can be withdrawn to pay for qualified medical expenses as long as you keep your itemized receipts. It could be done in a future year as long as your HSA was established when the expense was incurred.

Helping you make the most of your HSA
Todd Berkley’s new book, HSA Owner's Manual, is designed to help you make the most of your HSA. It features in an depth review of HSA Rules, easy to use HSA situations and advanced HSA strategies.
Read more

Contribution Limits

Contribution Limits

Year     Single     Family 
 2015    $3,350    $6,650
 2016    $3,350    $6,750
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Are you 55 or older?
You could be making catch-up contributions.
Read more

*States can choose to follow the federal tax-treatment guidelines for HSAs or establish their own; some states tax HSA contributions. If you have questions about your tax implications, consult your tax advisor.

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